You’ve just finished adding up what the family holiday you are planning is going to cost. The total is more than you had thought it would be, and yet more than one person has mentioned to you that you should definitely consider holiday insurance, which would add more to your total. You think of travel insurance as something you could certainly do without. After all, what does it add to your holiday, anyway? You’d rather use that money on a new camera to take photos during your holiday.
Do you really understand what a risk you are taking when you go on holiday with your spouse and children and don’t have travel insurance? You might get lucky, and be able to make it through a trip without anything untoward or dangerous happening when you are travelling by yourself, or with your spouse. However, it’s still risky when you consider how much it would cost you if had an accident or became sick on your holiday. If you were to be hit by a car and knocked unconscious with head injuries when you were thousands of miles away from home, it would take quite a sum of money to fly you back to Australia. Insurance for travel would take care of the cost for that trip, and more.
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